Good Money Habits as an Evolutionary Advantage

Good Money Habits as an Evolutionary Advantage

Contrary to other personal finance bloggers out there, I have no big debt or financial emergency story to tell. It’s one of the main reasons why you won’t find any “how to get out of the red” advice or a “from financial zero to hero” narrative on my blog. I do, however, enjoy reading those kind of stories and I’ll tell you why.

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Afford Anything You Want vs. Everything You Want

Afford Anything You Want vs. Everything You Want

Here’s one reason why I love English so much: its extensive and highly granular vocabulary. Through its Germanic roots, Saxon influences and heavy French borrowing, the English language offers its users a wider range of words and expressions than most other speakers have at their disposal. Last weekend that fact hit me again like a ton of bricks during a conversation on personal finance with an American.

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Do You Rent or Own Your Home?

Do You Rent or Own Your Home?

There’s no doubt about the fact that you’ll find the comment “I can’t believe your rent is so low!” under my income and expenses reports the most. As someone who tries to min-max his way towards financial independence I obviously try to keep my rent as low as possible. Because my rent-to-income ratio remains below 20% I succeed at doing so, if I may say so myself. However, many of my friends disagree with this approach and believe I should buy a home as soon as possible. Are they right?

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Five Reasons Why Living Without a Car Is Awesome

Five Reasons Why Living Without a Car Is Awesome

This is a weird post to write because I’ve actually never owned a car, so how could I compare car ownership to being car-less, right? My parents always had a car, but I hardly ever used it. Come to think of it, my parents hardly ever used their gas-guzzler themselves, so maybe the lack of love for Europe and America’s ultimate symbol of freedom has rubbed off on their favourite son – don’t worry, I’m their only male child and my sister is a much more likeable person.

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