Hi there, and welcome to No More Waffles! Thank you for stopping by!
No More Waffles is the internet moniker of a 26-year-old guy from Belgium – yes, I get the irony of my blog’s name. I’m pretty much your average millennial: during the week I work in busy Brussels, while I unwind with friends and enjoy video games in the evening and during weekends. As you may notice when browsing through my archive, I am also a tech enthusiast. Oh, and I enjoy all things personal finance, obviously.
Although most of the above has nothing to do with my blog or its name, Brussels sets the stage for its genesis. Indeed, when I was fresh out of university and had just started my professional career, I noticed something peculiar. Every day when I left my office I passed this tiny waffle stand – again, insert mandatory Belgian waffle joke – at which a lady would buy a tasty chocolate waffle with tons of whipped cream on top. Every day the same 40-something lady. It got to the point that every time I got off work I would wager myself €1 she would be there doing her thing. Sadly, these wagers didn’t turn out to be as lucrative as I had hoped.
At first I was mainly amazed and entertained, but soon it dawned on me that she had to be spending a fortune on those things. At €4 a pop, five days a week, she cultivated a seriously expensive waffle habit, at least in my view. Furthermore, I started to become annoyed by the fact that she was clearly overweight, but still stuffing away those gargantuan calorie bombs. Especially because her waffle routine didn’t seem to bring her any joy. While it was not my place at all, I barely kept sudden urges to walk up to her for a talk in check.
That’s where this blog comes in. Apparently, the internet is full of people that feel the same way I do! Right around the same time I stumbled upon some of the more popular frugality, passive income, financial independence and early retirement blogs on offer after looking for some tips on how to track my own budget and spending pattern – think Mr. Money Mustache, The Bogleheads, Dividend Mantra, Early Retirement Extreme and the like. Why not do the same as these personal finance rock stars? Instead of giving that lady in Brussels a “no more waffles for you” lecture, I decided to invest that energy in this No More Waffles blog.
As a result, the purpose of No More Waffles is twofold. First, blogging provides me with the opportunity to vent my thoughts on popular frugality and financial independence concepts as I experience them daily and look at people around me. In a blogging scene that is mainly US focused and dominated, a European perspective could put an interesting twist on established beliefs and approaches for readers. Second, I wish to use No More Waffles as a way to hold myself to the “no more waffles for you” standard. Accountability, walk the talk, call it what you want, but by putting my personal goals out there I hope to motivate myself to actually achieve them.
Personal goals, you say? Exactly! I aim to live a financially secure life and achieve financial freedom by the time I turn 40 by saving at least 50% of my income and investing those savings long-term. At the time of writing that’s exactly 15 years from now, a very ambitious objective. By cutting unnecessary expenditure out of my life I truly hope to reach my goal and enjoy what I value most in life instead of having to offer up my valuable time for a regular monthly paycheck.
Please feel free to drop by once in a while to see how I am doing. Hopefully we can exchange some empowering ideas and motivate each other in reaching our financial goals. Maybe we’ll even meet on the road to financial freedom!